Terms and Conditions

Davila Risk Solutions LLC

Effective Date: January 2026

1. Agreement to Terms

These Terms of Use govern your access to and use of https://davilarisksolutions.com and

any services provided by Davila Risk Solutions LLC.

By accessing this website, submitting information, or communicating with us, you agree to be

bound by these Terms.

If you do not agree, do not use this website or our services.

2. Eligibility (18+)

You must be at least 18 years of age to use this website or submit information.

By using our services, you represent that you meet this requirement.

3. Scope of Services

Davila Risk Solutions LLC provides:

● Insurance education and general information

● Consultations and appointment scheduling

● Assistance related to insurance products

We are not an insurance carrier and do not issue insurance policies.

All insurance products are subject to carrier underwriting guidelines and approvals.

4. No Guarantee of Coverage

Submitting information or requesting a consultation does not guarantee:

● Insurance approval

● Coverage availability

● Pricing accuracy

All insurance decisions are made solely by the issuing insurance carrier.

5. Communications & Consent

By providing your contact information, you consent to receive communications from Davila Risk

Solutions LLC, including:

● Phone calls

● Text messages (SMS/MMS)

● Emails

Messages may include:

● Appointment confirmations and reminders

● Insurance-related follow-ups

● Marketing messages if you consent

Consent is not a condition of purchase. Message and data rates may apply.

6. SMS Terms of Service

You may cancel SMS messages at any time by replying STOP to any message.

After opting out, you will receive a confirmation message and will no longer receive SMS

messages from us.

For assistance, reply HELP or contact us at:

● Email: [email protected]

● Phone: 888-513-3910

Carriers are not liable for delayed or undelivered messages.

7. Website Use

You agree not to:

● Submit false or misleading information

● Use the website for unlawful purposes

● Attempt to interfere with website security or functionality

All website content is provided for informational purposes only.

8. Privacy

Your use of this website is governed by our Privacy Policy, which explains how we collect and

protect your information.

9. Disclaimer of Warranties

Our services are provided “as is” and “as available.”

We make no warranties regarding accuracy, availability, or outcomes.

10. Limitation of Liability

To the maximum extent permitted by law, Davila Risk Solutions LLC shall not be liable for any

indirect, incidental, or consequential damages arising from your use of our website or services.

11. Changes to Terms

We may update these Terms at any time. Continued use of our website or services constitutes

acceptance of the updated Terms.

12. Contact Information

Davila Risk Solutions LLC

Website: https://davilarisksolutions.com

Email: [email protected]

Phone: 888-513-3910

Mailing Address:

408 NE 6th St Apt 333

Fort Lauderdale, FL 33304